2026 Benefits PowerPoint

Insurance

Accident and Sickness Policy – This coverage is for line-of-duty deaths or injuries and line-of-duty related sickness resulting in death or injury. The premium is paid by the NCSFA. To access this form, please click here.

Accidental Death and Dismemberment (AD&D) – This benefit provides 24-hour coverage for both on-duty and off-duty events. All members listed on a department roster, including active and inactive retirees, may qualify for this benefit. The policy provides a $25,000 benefit, and the premium is included in NCSFA membership dues. Coverage is based on the calendar year, and the member must be listed on the NCSFA roster at the time of the incident to be eligible. To access this form, please click here.

Cancer Coverage – North Carolina Firefighter Cancer Coverage Information. To access the brochure and find out all you need to know, click here. To access the form, please click here.

North Carolina Firefighter Cancer Benefit Program

The North Carolina Firefighter Cancer Benefit Program has been permanently established and went into effect on July 1, 2025. Eligibility has been expanded to include non-active retirees listed on an NCSFA roster.

For information on how to qualify, visit: https://ncsfa.com/adding-retirees-for-cancer-benefit

Cancer benefit coverage, provided through VFIS North Carolina, includes:

$37,000 per cancer diagnosis.
$74,000 lifetime maximum lump sum benefit.

More Information can be found here: https://www.vfisnc.com/ncffcancerbenefitprogram

Cancer Screening Reimbursement Program for Volunteer Fire Departments

A program of the North Carolina State Firefighters’ Association and the NC Firefighters Fund. This grant program, created in cooperation with Blue Cross Blue Shield of NC, is intended and developed to provide limited reimbursement to Volunteer Fire Departments. The program provides limited funding, upon application, to VFD’s to allow volunteer personnel to go through cancer screening. This is in an effort to provide early cancer detection for firefighters and based on agreement with BCBS, is intended for volunteer firefighters only.

For more information and to apply, click here.

Post-Traumatic Stress Assistance and Counseling Reimbursement Program

Helpline for NCSFA Members

We’re here to help. An estimated 30% of first responders develop behavioral health conditions, including depression and PTSD. First Responders experience higher rates of suicidal thoughts and attempts than the general population. If you need a confidential and dedicated professional to talk to, contact 866.349.5579 today. This helpline is provided by VFIS and Homewood Health and is available to members of the North Carolina State Firefighters’ Association.

PTSD Counseling Reimbursement Program

Upon receiving a grant from Blue Cross Blue Shield of NC, we are able to provide reimbursement for counseling related to mental health struggles for the firefighters of North Carolina. For more information and to download the reimbursement packet, please visit this link.

Relief Fund

This fund is available to all departments that meet three (3) criteria:

Belong to the NCSFA.
File a relief fund financial statement online with the NCSFA by October 31^st of each year.
File a Board of Trustees Report (Formally known as a Report of Fire Conditions) with the NCSFA annually with your roster certification between December 1st and January 15th. The uses are defined in Chapter 58 Section 84-85 of the North Carolina General Statutes.

NCSFA Retirement

(This should not be confused with the NC Firefighters’ Rescue Squad & Workers’ Pension Plan under the State Treasurer: (919) 814-4590 Option 5 or www.myncretirement.com)

Retirement Plans Solutions, Inc.

The NCSFA offers an IRS qualified retirement plan for career personnel of nonmunicipal fire departments that have low administrative costs. For more information, please contact Retirement Plan Solutions, Inc. The staff at RPSI will work with you and answer all your questions. Visit http://rpsi.us.com/ or email Katie Henderson, Katie.Henderson@definiti.com.

Insurance Specialist, Inc. – Group Life Insurance

We are pleased to announce that Insurance Specialist, Inc. is providing members of the North Carolina State Firefighters’ Association
with exclusive discounts and savings on group life insurance. Click here for more information and to begin your application today.

Scholarships

The NCSFA provides $252,000.00 per year in scholarships. Applications go online January 1^st of each year and are due in the office of the NCSFA by March 15^th of each year.

Legislative Representation

The NCSFA monitors bills and actions of the legislature on behalf of the membership and the fire service of North Carolina.

NC Volunteer Firefighter Lifetime Hunting & Fishing License

The North Carolina Wildlife Resource Commission has made available a Lifetime Hunting & Fishing License at a discount for Volunteer Firefighters in North Carolina. Follow this link to see eligibility requirements and to find the application form: https://ncsfa.com/volunteer-firefighter-lifetime-hunting-fishing-license

Debit Card

NCSFA members are eligible to receive a debit card with Civic Federal Credit Union. This Debit Card, exclusively for North Carolina firefighters, is a way of helping the North Carolina State Firefighters’ Association (NCSFA) generate funds to help the men and women who serve and improve our communities. Visit CIVIC.org to apply today!

AT&T

Members of the NCSFA can receive a discount on AT&T services and devices. Visit att.com/wireless/NCSFA or find your local AT&T store to sign up. Be sure to mention code 3433704 and have your NCSFA membership card with you to receive the benefit.

All documents are available as Acrobat PDF downloads.

Photo courtesy Jim Landis, Gastonia Fire Department.